Financial Planning

the hester grp

As a Certified Financial Plannerâ„¢, Marcus is here to help guide you through the often overwhelming process of creating your financial blueprint. Through our affiliation with Eagle Strategies LLC, we are proud to provide comprehensive financial planning.  Our process includes:

  1. Clarifying your financial goals and objectives.

  2. Gathering information that is both directly and indirectly related to your goals and objectives. 

  3. Reviewing and analyzing your current financial situation.  

  4. Developing a personalized strategy to achieve your goals and objectives. 

  5. Implementing your personalized strategy utilizing the appropriate financial tools.

  6. Ongoing plan review as your needs and situation change over time. 

OUR SCOPE OF SERVICES INCLUDE:

PROTECTION PLANNING

Examining risks associated with premature death, disability and long-term care events. 

INVESTMENT PLANNING

Determining your risk tolerance, analyzing your existing portfolio versus your risk tolerance, and recommending changes as needed.

RETIREMENT PLANNING

Assessing retirement income goals versus identifiable sources of income and estimated retirement expenses. Developing the actions and decisions necessary to achieve those goals.

ESTATE PLANNING*

An analysis of your current and projected estate in relation to taxes can be performed, with additional strategies modeled as needed.

In addition to the above, we offer Education Planning, Business Planning, Executive Benefits Planning, Cash Flow Planning and Debt Management Planning.

FINANCIAL PLANNING FEE

Our Financial Planning fee is based on several factors which are carefully considered, including, but not limited to the: depth of our engagement; depth of our analysis; and complexity of your financial circumstance. After an analysis of your financial situation, the exact financial planning fee will be determined. Financial Planning Fees are typically collected in full at time of engagement, though other arrangements are available.

*New York Life Insurance Company and The Hester Group do not provide tax or legal advice. Please check with your tax and legal advisors regarding your personal circumstances. 

Disclosure

Marcus Hester is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of FL, IN, KY, NC, SC, TN, TX, VA, and WI. No insurance business may be conducted outside the states referenced.

Marcus Hester is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 3100 E Walnut St, Evansville, IN, 47714, 812-303-3184. In this regard, this communication is strictly intended for individuals residing in the states of AL, FL, IN, KY, MO, TN, TX, VA, and WI. No offers may be made or accepted from any resident outside the specific states referenced.

Marcus Hester is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AL, FL, IN, KY, MO, TN, VA, and WI. As such, these services are strictly intended for individuals residing in the states referenced.

THE HESTER GROUP is not owned or operated by NYLIFE Securities LLC or its affiliates.

Neither THE HESTER GROUP nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.